Article 79: Buildings

(Category: facility-restore)

Article Summary

Buildings and their interior systems (HVAC, electrical, plumbing) are eligible for repair or replacement under Category E. This includes consumable inventory and library books. FEMA will deduct commercial insurance proceeds and require NFIP flood insurance if the facility sits in a floodplain. Code-mandated upgrades (seismic, wind bracing, ADA) are eligible but are restricted to damaged elements in repair projects.

Five Key Takeaways for CTA FEMA Compliance

1. Deduct Flood Insurance Baselines in Active Floodplains: Secure maximum NFIP coverage for all facilities in a 100-year floodplain to avoid automatic grant-reduction penalties.
2. Limit Repair Code Upgrades Strictly to Damaged Elements: Integrate code-related enhancements only into the specific components broken by the storm.
3. Provide Statutory Citations for Occupant Space Changes: If a modern code mandates a larger physical building footprint to accommodate pre-disaster occupant capacity, attach the written statute to your worksheet.
4. Maintain Inventory and Consumable Supply Ledgers: Archive precise, pre-disaster stock manifests and purchase orders to validate replacement claims for warehouse contents.
5. Submit Insurance Settlement Records Speedily: Provide complete commercial property policies and final claims adjustment summaries to your FEMA PDMG immediately post-disaster.

‍