For insurable facilities or property (buildings, contents, equipment, and vehicles) damaged by flood, the applicant is required to obtain and maintain flood insurance in the amount of eligible disaster assistance.

Under FEMA policy, the obtain and maintain insurance requirement does not apply to the pumping stations. In addition, we received documentation from the Applicant confirming that a settlement for the claim will be paid in the amount of $31,750.00. Therefore, this appeal is granted in the amount of $297,223.00 (after reducing $31,750.00 for anticipated insurance proceeds). The matter regarding GMP 122868 is remanded to Region VII to issue a new determination to afford the Applicant with an opportunity to appeal in accordance with 44 C.F.R. § 206.206.

Stafford Act §§ 311(a)(1), 312, 406(d). 44 C.F.R. §§ 206.251(b), 206.252(a),(c),(d). PAPPG, at 40, 86-87, 105. FP 206-086-1, Public Assistance Policy on Insurance, at 1-2.