/resources/5-surprising-ways-the-fema-act-of-2025-rewrites-the-rules-of-recovery

The FEMA Act of 2025 could end the old “work first, pay later” recovery model—but it also shifts more risk to local applicants. This Govstar resource explains how H.R. 4669 may rewrite FEMA PA through upfront funding, engineer-certified estimates, FEMA independence, small-disaster block grants, procurement parity, and stricter risk controls. Topics include Section 409, the 180-day reimbursement sunset, 90-day estimate approval, one-time adjustment rights, 2 CFR 200 updates, credible-evidence reporting, cybersecurity, Do Not Pay integration, management-cost pooling, 85%/65% cost-share incentives, BRIC reform, and the FEMA 2.0 debate. **Character count:** ~694 characters.