/resources/5-ways-the-fema-act-of-2025-is-upending-disaster-recovery

The FEMA Act of 2025 could upend disaster recovery by moving FEMA from back-end reimbursement to front-end liquidity and risk management. This Govstar resource explains how H.R. 4669 may reshape FEMA PA through Cabinet-level independence, Section 409 expedited repair, engineer-certified estimates, 90-day approval, 180-day transition rules, small-disaster block grants, 85%/65% mitigation cost-share incentives, credible-evidence reporting, Do Not Pay and machine-learning oversight, cybersecurity controls, unified survivor applications, longer housing assistance, IA dashboards, FEMA 2.0 alternatives, NEPA MOUs, and readiness gap analysis. **Character count:** ~681 characters.