/resources/a-blueprint-for-resilient-disaster-finance

Basis risk is the dangerous gap between a fast parametric payout and the real cost of rebuilding damaged infrastructure. This Govstar resource explains why wind speed, flood depth, rainfall, or earthquake triggers can release liquidity but cannot see roof age, MEP elevation, contamination, SCADA damage, soil conditions, or local construction pricing. Topics include RAPID funding, parametric blindspots, engineering-grade asset registries, digital twins, damage-to-cost engines, statutory funding traps, Dillon’s Rule, appropriation-before-contract limits, tri-ledger architecture, estimate maturity classes, DOB controls, contract-award adjustments, and audit reconciliation.