/resources/end-of-reimbursement-hell-how-the-fema-act-of-2025-rewrites-the-rules-of-recovery

The FEMA Act of 2025 could replace “reimbursement hell” with faster, estimate-driven disaster funding—but the tradeoff is much higher local accountability. This Govstar resource explains how H.R. 4669 and 2024 Uniform Guidance reforms could shift FEMA PA toward upfront liquidity, binding engineer-certified estimates, small-disaster block grants, and risk-based oversight. Topics include Section 409 Expedited Repair, 90-day estimate approval, presumption of accuracy, bond-market certainty, 30-day small-disaster payments, 2 CFR § 200.113 reporting, fraud controls, cybersecurity, 75%/85%/65% cost-share incentives, mitigation plans, unified survivor applications, DOB prevention, and IA transparency dashboards. **Character count:** ~699 characters.