/resources/the-end-of-fema-as-we-know-it

Disaster recovery is shifting from slow reimbursement to faster, data-driven funding with greater local accountability. This Govstar resource explains how the FEMA Act of 2025 and FEMA Review Council concepts could reshape recovery through FEMA independence, RAPID funding, Section 409 engineer-certified estimates, 30-day payments, small-disaster block grants, presumption of accuracy, 90-day review clocks, parametric triggers, FAIR survivor relief, universal applications, mitigation cost-share incentives, 65% penalties, 85% rewards, accountability clocks, public dashboards, and the need for stronger local data, engineering, and audit systems. **Character count:** ~666 characters.