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Chapter 10 › I.E.4–6 Floodplains and Wetlands; Coastal Barrier Resources Act; Clean Water Act

What rules apply to work in floodplains, wetlands, coastal barriers or waterways?

FEMA term
EO 11988 and 11990; Coastal Barrier Resources Act; Clean Water Act
Short answer

FEMA must run its 8-step decision process for work in or affecting a floodplain or wetland, including whether there is a practicable alternative location. Work in a coastal barrier unit must meet a legal exception. And you, not FEMA, are responsible for any Clean Water Act permits, such as a Section 404 permit for dredge or fill work like culvert and bridge replacements.

What FEMA requires

  • Floodplains and wetlands: PA projects must conform to 44 CFR Part 9. You review whether proposed actions are in a floodplain or wetland, and FEMA completes the 8-step process for those that are or may affect one. Document alternatives you considered. If the floodplain or wetland is the only practicable location, avoid or minimize impacts and meet any stricter federal, state or local standards (see Chapter 8).
  • Coastal Barrier Resources Act: projects in a CBRS unit are eligible only under a Section 6 exception and FEMA’s CBRA rules, with Fish and Wildlife consultation. Work in or next to an “otherwise protected area” does not require that consultation.
  • Clean Water Act: you must obtain Section 401 water quality certification and Section 402 NPDES permits whenever there is work in waterways or possible discharge of pollutants, including sediment. FEMA typically conditions approval on obtaining them.
  • Section 404: you must obtain a permit, declare a non-reporting nationwide permit, or document that none is required, for discharging dredged or fill material into waters of the United States, including wetlands. Common triggers: dredging or filling wetlands, culvert or bridge replacements, shoreline revetments, embankment armoring, dock and pier repairs, and beach renourishment.
<table class="pt-table"><thead><tr><th>Rule</th><th>What it means for your project</th></tr></thead><tbody><tr><td>EO 11988 and EO 11990 (44 CFR Part 9)</td><td>FEMA completes the 8-step process for work in or affecting a floodplain or wetland, including looking at alternative locations</td></tr><tr><td>Coastal Barrier Resources Act</td><td>Work in a Coastal Barrier Resources System unit must meet a CBRA exception, with Fish and Wildlife consultation</td></tr><tr><td>Clean Water Act § 401 and § 402</td><td>You obtain water quality certification and discharge permits for work in waterways or with possible discharge, including sediment</td></tr><tr><td>Clean Water Act § 404</td><td>You obtain a permit, declare a non-reporting nationwide permit, or document no permit is needed for dredge or fill in waters, including wetlands</td></tr></tbody></table>

Documentation

Documentation of alternative locations and actions you considered for work in a floodplain or wetland; any Section 401 water quality certification, Section 402 NPDES permit, Section 404 permit, or notice of using a non-reporting nationwide permit; or documentation that no permit is required.

Watch out · Govstar practitioner advice

Culvert and bridge replacements, shoreline armoring, dock repairs and beach renourishment commonly trigger Section 404. FEMA typically makes permits a grant condition, so a missing Corps permit can cost you the funding for that work.

Govstar summarizes FEMA’s Public Assistance Program and Policy Guide in plain language and links to the official text. Govstar is independent and not affiliated with FEMA. This is general guidance, not legal advice.